The Kane County Stormwater Ordinance and DHS/FEMA define a “substantial
improvement” to a house or building which is located in the floodplain
as the following:
- an improvement made to a building the cost of which is greater
than or equal to 50% of building’s market value before the improvement
(NOTE: this excludes the value of the land);
- reconstruction or repair of a building, the cost of which is
greater than or equal to 50% of the building’s market value before
reconstruction or repair; or
- an addition to a building the cost of which is greater than or equal
to 50% of the building’s market value before the addition or that
increases the floor area by more than 20%.
For example, if a house located in the floodplain is flooded, has a
fire, is hit by a tornado, or is otherwise damaged so that the cost of
repairs is more than 50% of the value of the building before the damage,
then the house must be protected to the flood protection elevation. For
more details on specific situations, contact Kane County Water Resources
Department at 630-232-3497.
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Soaking damages most household contents
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